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Farmers & Merchants Bank
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Business Checking

Your checking account is the basis of your daily cash management. We know that different companies have different needs. We offer an array of checking accounts- you’ll find one here that is just right for you.
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Performance Business
F&M Bank’s Performance Business Checking Account is a great way for our business customers to maintain concise records of all expenditures and receipts.
  • It is ideal for companies that routinely write more than 100 checks per month
  • This account allows you to accrue earnings credit based on your balances to offset—or even avoid—monthly service and activity charges.
  • There is a $10 monthly fee and other activity charges, however this may be offset with your earnings credit
Essential Business
When you have less than 100 transactions per month, you don’t need a complex checking account. This simple account can help you manage your money while avoiding per item fees for individual services.
  • Available for all business types
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $2,000 or More
  • 100 Check Transactions per Month at No Charge, $.25 per Check in Excess of 100
Prime Investment
Our Business Prime Investment Checking Account combines a full-featured checking account while providing you highly competitive interest earnings.
  • Available for all business types
  • Earns Interest at Tiered Rates
  • No Monthly Maintenance Fee With A Minimum Daily Balance of $1,500 or More
  • Minimum Deposit of $1,500 to Open Account
Community Business
F&M Bank’s Community Business Account provides Non-Profits and Associations the ability to have a checking account at no cost.
  • Available for Non-Profits and Associations
  • No Monthly Maintenance Fee
  • Must have Online Banking and E-Statements












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Personalized financial planning to help meet your goals

Don't settle for investment programs designed for everyone else.
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A debit card option for everyone.

Whether it's for personal or business use, we have debit cards to meet the needs of all our customers.