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Farmers & Merchants Bank
Close up of a woman's hands. One hand is holding a credit card while the other is using a laptop.

Personal Credit Cards

Enjoy the added convenience that a credit card can add to your life.


Farmers & Merchants Bank and ServisFirst Bank have come together to offer these services to our customers.


Platinum Visa® Credit Card

Enjoy these services with your individual Platinum Credit Card:

  • Accepted worldwide at over 25 million retail locations and 1 million ATMs
  • Low Variable Annual Percentage Rate (APR)
 Platinum Cash Back Visa® Credit Card

Enjoy all the same services as the Platinum Credit Card plus:

  • Earn 1% cash back on groceries, gas, online purchases and everything else you buy

To Apply

  • Stop by one of our convenient branch locations today to obtain your Platinum Credit Card application today.
  • If you and individual looking for a credit card just for you use this online application
  • For someone looking for a joint application please use this online application
  • Check out the full consumer application

A mom and dad with two young kids laughing and playing inside on a couch.

Secure online tools to help you stay on top of your accounts.

With instant 24/7 access to online financial management, we make it easier for you to control your spending, manage your payments, and save more!
Man with glasses looking intently at a black laptop.

Protect yourself or your business against identity theft and fraud.

Learning how to spot fraud is the first step. We have a library of info to help you stop cybercrime in its tracks.