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Farmers & Merchants Bank
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CDs & IRAs

Maximize your earnings with your choice of a variety of Certificates of Deposit and Individual Retirement Accounts

Secure a guaranteed interest rate for a short or long term.
 
 

CD’s

  • Terms of 30 Days to 5 Years
  • $1,000 Minimum Balance Required to Open
  • No Monthly Maintenance Fee, but Penalties Do Exist For Early Withdrawals

IRA’s

  • Terms of 30 Days to 5 Years
  • $1,000 Minimum Balance Required to Open
  • Choose From Traditional, Roth, SIMPLE and SEP
  • No Monthly Maintenance Fee, but Penalties Do Exist For Early Withdrawals
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Protect yourself or your business against identity theft and fraud.

Learning how to spot fraud is the first step. We have a library of info to help you stop cybercrime in its tracks.
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A debit card option for everyone.

Whether it's for personal or business use, we have debit cards to meet the needs of all our customers.