FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Farmers & Merchants Bank
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Savings Accounts

Saving for reinvestment and any unexpected twists and turns is part of any sound saving strategy for successful individuals and businesses. At Farmers & Merchants Bank, we offer all our customers several interest-bearing accounts that still provide easy access.



Priority Savings Piggy Bank Savings Christmas Club
  • Interest Paid Quarterly
  • $100 Minimum Opening Deposit.
  • Up to 6 Withdrawals per Quarter, $5 Service Charge for each subsequent transfer or withdrawal
  • No Maintenance Charge with a Minimum Daily Balance of $50 or More
  • For Customers Age 18 or Younger
  • Interest Paid Quarterly
  • $10 Minimum Opening Deposit.
  • Up to 6 Withdrawals per Quarter, $5 Service Charge for each subsequent transfer or withdrawal
  • For Those Looking To Save For Christmas Throughout The Year
  • Interest Paid Annually
  • $10 Minimum Opening Deposit.
  • Account Balance Checks Will Be Mailed November of Every Year.
  • $5 Service Charge for Early Withdrawal 
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A debit card option for everyone.

Whether it's for personal or business use, we have debit cards to meet the needs of all our customers.
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We have the right loan to meet your needs.

Whether you’re looking to remodel your home or make a new addition, our HELOC's can be helpful for any major expense. They can also provide funds for vacations, a new vehicle, or any added expense.